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If leasing is attractive to you, click here to download your application and fax it to Sales at 503-659-4422. Please send an email to sales@ecd.com and let them know that you are faxing in the application and let them know the products you are interested in.

Typical prices and lease rates are shown below:

* all payments are OAC, one payment in advance, $1.00 out residual at lease end.

Leasing offers greater flexibility and more tax advantages than conventional financing. Some of the options that are available with leasing are:

• $1.00 out: This option means that you will make steady payments throughout the life of the lease and purchase the equipment at the end for one dollar. This program has slightly higher payments than some other options, but no balloon payment at the end.
• 10% FMV: This option lowers the payments during the term of the lease, but still gives you the ability to own the equipment at the end, or return it and replace it with newer, better equipment. This is a great tool to protect against obsolescence. If you choose to keep the equipment, you can own it for its "fair market value," normally figured to be 10% of the original equipment cost.
• Deferred or Step-Up Programs: For many different reasons, you may put off the purchase of equipment because of seasonality, or cash flow issues that will soon be resolved. In those instances a Deferred or Step-Up program makes perfect sense. Most leasing companies will allow you to defer the second payment* for 60 or 90 days, or make minimum payments for up to 6 months while the equipment is generating revenue. Alternately, you may choose a Step-Up Program, which would allow to make small payments for the first year, and gradually increase the payment throughout the remainder of the contract.
• Seasonal Program: You designate which 3 consecutive months you would like to skip during the year and then the remaining 9 payments during each year will be calculated based upon the determined rate factor for the plan.
• T.R.A.C. Lease: This plan allows you to make lower monthly payments than any other plan by increasing the balloon payment (residual) at the end of the contract. Typically, these are figured at 20% - 30% of the original equipment cost. You have the option of purchasing the equipment for the pre-stated residual amount, or returning it and purchasing new equipment. If you choose to return the equipment, the leasing company will sell it and the lessee will either realize a rebate or owe the difference between the actual sales price and the pre-stated residual that the contract was based on.

Please contact Jeff Bob at Apex Financial Services, 503.828.1823, if you have questions about any of the programs, or which might work best for you.